Fixed Rate Mortgages

The most common type of mortgage program where your monthly payments for interest and principal do not change. Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable.

Fixed-rate mortgages are available in a variety of terms to suit your needs. These loans have two distinct features. First, the interest rate remains fixed for the life of the loan. Second, the payments remain level for the life of the loan and are structured to repay the loan at the end of the loan term. As the loan is paid down, more of the monthly payment is applied to principal. 

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