Make the Most of Your Most Valuable Asset

"Our home improvement loans have worked out great - good rates,  helpful staff, quick turnaround." - John & Natalie, Members since 1980 & 1999 

There's opportunity in your home's equity, whether that means a new vehicle, a college education, or even buying your next house. We'll help you access the buying power that you've earned from being a homeowner, in a way that's right for you*:



Home Equity Line of Credit - Variable Rate:

  • Flexible terms to meet your needs.
  • Variable rate with the Prime Rate as the index.  Check Current Rates.
  • Certain discounts available with automatic payment - see our loan rates for details. Appraisal may be required depending on loan amount. 
  • Flexible payment options available - we offer an interest-only payment option, or a payment of a percentage of the principal balance. Some restrictions apply.

Home Equity Loan - Closed End - Variable Rate:

  • Flexible loan terms to meet your needs.
  • Variable rate with the Prime Rate as the index. Check Current Rates
  • Certain discounts available with automatic payment - see our loan rates for details. Appraisal may be required depending on the loan amount. 

Home Equity Loan - Closed End - Fixed Rate:

  • Flexible loan terms to meet your needs.
  • Rate based on market price. Check Current Rates
  • Certain discounts available with automatic payment - see our loan rates for details. Appraisal may be required depending on loan amount. 
  • Payroll deduction available. Some restrictions apply.


    * Honeywell Federal Credit Union is currently only able to offer Home Equity loans and lines of credit in the states of Arizona, Kansas, Maryland, Minnesota, Missouri and Washington. 








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