 Service Fees |
Effective August 1, 2004 |
|
|
ATM & Check Card Fees Monthly Maintenance Transactions (per transaction) HFCU-Owned Machines Qualified Instant Cash Machines Other Machines Deposit of Non-Negotiable Item Card Replacement (per card) PIN Replacement |
no charge
no charge no charge $1.50 $20.00 $10.00 $2.00
|
Certified Check |
$25.00 |
Check Cashing Fees (Teller Services) Members Members with less than $250 relationship Non-Members |
no charge $5.00 per visit
unavailable
|
Closed Account Fee (Charged per savings, checking or money market account closed within 6 months of opening) |
$15.00 |
Coin & Currency Redemption (Charged as a percentage of the amount redeemed. May be waived for members with $500+ balance) |
4%
|
Collection Item |
$25.00 |
Copies Check (photocopy & microfilm) Statement Statement History |
$5.00 $5.00 $5.00
|
Counter Checks (up to 10) |
$2.00 |
Back to Top |
|
Fast Funds (Overdraft Line of Credit) Annual Fee |
$25.00
|
Garnishment / Levy |
$30.00 |
Get Ahead Savings Excess Withdrawal Fee (Charged per withdrawal over disclosed account limits)* |
$25.00
|
Gift Check
Home Equity Line of Credit Check Clearing Fee (Charged per check written for less than the $100 minimum amount) |
$2.00
$25.00 |
Institution Check |
$5.00 |
Loan Skip-a-Payment (Available upon request to qualified members with consumer installment loans only. Not available on first mortgage, home equity, Visa, overdraft lines of credit or lease. Some restrictions apply. Fee is charged to the Share Savings account at the time the option is addressed.) |
$30.00 |
Inactivity Checking Inactivity (Charged per month on account inactive for 90 days or more) Membership Inactivity (Charged per month to the Share Savings account when all the following criteria are met: 1) the Share Savings account has been inactive for 6 consecutive months, 2) the balance in Share Savings is less than $100, 3) there are no additional accounts with HFCU. Does not apply to members under age 18) Online Bill Payment (Charged per month where account is still enrolled, but Online Bill Payment has been inactive 90 days or more) |
$7.00
$5.00
$5.00
|
Money Market Account Monthly Maintenance Fee (Charged per month when account balance falls below disclosed minimum)* Excess Withdrawal Fee (Charged per withdrawal over disclosed account limits)* |
$25.00
$25.00 |
Money Order |
$0.75 |
Online Services Online Banking Online Banking PIN replacement Online Bill Payment E-Statements & Alerts |
no charge $2.00 no charge no charge
|
Overdrafts Overdrafts & ATM Overdrafts Returned Check (Insufficient Funds) Clearing Fee (Insufficient Funds) |
$25.00 $25.00 $25.00
|
Relationship Checking Monthly Maintenance Fee
|
no charge!
|
Research & Account Reconciliation Hourly Rate - 1 hour minimum |
$25.00 |
Returned Item First party checks Second or third party checks ATM |
$25.00 $25.00 $25.00
|
Returned Statement / Returned Mail With Forwarding Address Undeliverable |
$2.00 $10.00
|
Stop Payment |
$25.00 |
Traveler's Checks (per $100) |
$1.50 |
Wire Transfer Incoming Outgoing Foreign (Charge varies by destination) |
$15.00 $15.00 $30.00
|
|
|
* See your All About Your Account booklet for details. |
|
Back to Top |
|