Learn What we do With Your Information

Your privacy is important to us, and we value our relationship with you. That's why we're using this page to answer your questions about privacy and explain how we use the information you give us. If you have any other questions, please call a Member Service Representative at 612-951-1500, or toll-free at 1-800-533-4004. This policy applies to both current and former members.

1. You Expect Privacy.
We know that you expect privacy and security for your personal and financial affairs. We understand the need to safeguard sensitive information about you that you have entrusted to us. We have standards and procedures designed to prevent misuse of this information. The Credit Union will use personal information as appropriate during the normal course of business to provide products and services at your request. This information will also be used for identification purposes when you contact us.

2. Why We Collect, Retain, and Use Information about You.
We collect, retain, and use information about you only where we believe it will help administer our business or provide products, services and other opportunities to you. We collect and retain information about you only for specific business purposes - and when you ask we will tell you why we are collecting and retaining it. We use information to protect and administer your records, accounts, and funds; to comply with certain laws and regulations; to help us design or improve our products and services; and to understand your financial needs so we can provide you with quality products and superior service. Our Use of Information provisions that follow explain these concepts in greater detail.

3. Maintaining Accurate Information.
We have procedures to help assure that your financial information is accurate, current and complete in accordance with commercial standards. We also have procedures to respond to your requests to correct inaccurate information in a timely manner. While some of these procedures are required by federal or state law, we have additional procedures to maintain accurate, current, and complete financial information, including processes to update information and remove old information.

4. Limiting Employee Access to Information.
We have procedures that limit employee access to personally identifiable information to those employees with a business reason to know such information about you. We educate our employees about the importance of confidentiality and customer privacy through standard operating procedures, special training programs and our policies on ethics. We take appropriate disciplinary measures to enforce employee privacy responsibilities.

5. Security Procedures to Protect Information.
We maintain security standards and procedures to help prevent unauthorized access to confidential information about you. We update and test our technology to improve the protection of our information about you and to assure the integrity of our information. On the Internet the Credit Union uses multiple levels of security beginning with your web browser and ending with the Credit Union's operating system, which acts like a vault at the Credit Union. Our secure web site and Online Banking system (personal account access) require industry standard Secure Socket Layer (SSL) encrypted browsers.

6. Restrictions on Disclosing Information to Parties Outside Our Credit Union and Affiliated Companies.
We do not reveal specific information about your accounts or other personally identifiable data to parties outside our affiliated companies for their independent use unless: (1) you request or authorize it; (2) the information is provided to help complete a transaction initiated by you; (3) the information is provided to a reputable credit bureau or similar information reporting agency; or (4) the disclosure otherwise is lawfully permitted or required. The Credit Union does not and will not sell or provide personal information to third parties for independent use. Our Use of Information provisions that follows explain these concepts in greater detail.

7. Maintaining Your Privacy in Business Relationships with Parties Outside Our Credit Union and Affiliated companies.
Sometimes it is necessary to provide personally identifiable information about you to a party outside our affiliated companies, such as to a vendor or service company that we hire to prepare your account statements or to provide support or services for one or more of our products. These vendors and service companies agree to safeguard our confidential information about you and your products and services with us and must abide by applicable law.

8. Disclosing Our Privacy Commitment to You.
We want you to understand our commitment to personal privacy and our use of information. For this reason, we have prepared this Privacy Policy and the Use of Information provisions that follow. These materials will answer most of the questions that you may have about how we gather, protect, and use information.


This Privacy Policy applies to individuals, and we reserve the right to change them, along with related provisions, at any time. Honeywell Federal Credit Union is committed to protecting your privacy. We will continue to review measures of safeguarding your personal information as technology continues to change.


Use of Information Provisions
The provisions and explanations in this Use of Information section apply only to individuals. These provisions and explanations supersede all previous notices or statements with respect to the subject matter described in this Use of Information section. We reserve the right to change the provisions and explanations in this Use of Information section at any time.

View entire HFCU Privacy Disclosure Here

Use and Sharing of Information Within Our Credit Union and Affiliated Companies
To provide you with superior service and inform you of product opportunities and for other business purposes, the Credit Union and affiliated companies share information about you and your products and services among themselves. From time to time we may use "cookie" information for tracking information you have already seen or requested. (See Questions and Answers #1 and #2.) If you send us a written request that contains your name, address, social security number (if issued), your primary accounts or services with us, and your direction, such as "I request to be excluded from affiliate sharing of information," we will not share information about you among our affiliated companies to the extent you may opt out of sharing under the federal Fair Credit Reporting Act and other applicable law. (See Question and Answer #4.)

Your written request needs to be mailed to:
Honeywell Federal Credit Union
Attn: Marketing Specialist
6465 Wayzata Blvd Ste 600
Minneapolis MN 55426

If you previously have informed the Credit Union of your request to be excluded from such affiliate sharing of information, you need not submit another request.

Use and Sharing of Information Outside Our Credit Union and Affiliated Companies
We maintain procedures designed to protect confidential information about you (and your products and services with us). Other than under the limited exceptions explained below, it is our practice not to share confidential member information outside our Credit Union and affiliated companies. You do not need to request this confidentiality - it is our standard practice.

The limited exceptions under which we share confidential customer information with parties outside our Credit Union and affiliated companies apply only when we are legally required to share this information or when we are legally permitted to share this information to serve your interests or to address legitimate business concerns. (See Question and Answer #6.)

Fair Credit Reporting Act
The Fair Credit Reporting Act is the primary law that covers information sharing within our affiliated family. This Act permits our affiliated family to share with each other the following types of information: identification information about you; information about your transactions with our affiliated family; and information about the experiences of our affiliated family with you.

Except for this identification, transactional, and experiential information, when you request to be excluded from affiliate sharing of information in accordance with the procedures set out in this Use of Information section, we cannot share information about you and your products and services with us from your applications or agreements, from credit reporting agencies, or from other sources when the communication of this information would be classified as a "consumer report" under the Fair Credit Reporting Act. The Fair Credit Reporting Act, however, does not prohibit us from sharing this information within our affiliated family in other circumstances.

Other Restrictive Laws
Other laws and rulings also regulate our ability to share certain information within our affiliated family in particular circumstances or to offer you products and services in particular cases. Some laws, for example, prohibit us from sharing certain information within our affiliated family without your express written or oral consent or, in a few cases, under any circumstances. Whether or not you have provided us with a "request to be excluded from affiliate sharing of information," of course, we abide by these laws.

Information from Children
We do not solicit information from children under 13 years of age.

Site Endorsements
Honeywell Federal Credit Union does not endorse any linked sites that may appear in separate windows from our own web site. By clicking on one of these linked sites, you will leave the HFCU website and go to an alternate website that is not operated by HFCU. HFCU is not responsible for the content of those linked sites. HFCU does not represent either the third party or the member if the two enter into a transaction. The privacy and security practices of any third parties may differ from those practiced by the credit union.









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